About us
A plain-language guide to what it costs to accept cards, for the people who actually pay those costs.
Why this exists
Almost every business takes cards. Card processing statements are hard to read, and the information needed to understand them is spread across card networks, regulators and providers.
RateCheckrr collects that information in one place and explains it in plain language: what each line on your statement is, where it comes from, and how providers price. We do not give advice or recommend anything. You decide what to do with it.
What we do
- Explain the fees. One page per thing, in words a busy owner can read between customers.
- Describe the providers. How each one prices, bills and cancels, side by side. No rankings, no recommendations.
- Give you tools. Three calculators that run in your browser and store nothing.
- Put you in touch. Want a partner to review your statement? We will put you in touch with one of our payment-processing partners.
What we are not
We are not a payment processor, a bank, or a financial adviser. We do not process payments, hold money, or give advice about your business. We are a referral service, and we are open about how that pays for the site: how we make money.
Where we cover
Canada and the United States. Rules differ between the two, sometimes a lot, so pages say which country they apply to and note the differences inline. There are dedicated hubs for Canada and the United States.
What is coming
Merchant services first, because that is where the confusion is worst. Over time we plan to cover other things small businesses have to buy and never enjoy shopping for.
How we work
Our editorial policy sets out how pages are researched, reviewed and corrected. The short version: no invented numbers, no recommendations, and we fix mistakes in public.
The rules for using the site are in our terms of use, and what we do with your information is in our privacy policy.
Who we are
18300275 Canada Inc. runs this site. Articles are written by the RateCheckrr team and reviewed by our founder.
Zee, Founder
Zee is the founder of RateCheckrr. He has run small businesses in the Greater Toronto Area since 2007 and has paid card processing fees on his own statements for years. He started RateCheckrr to put the facts about card fees in one place, in plain English.
Talk to us
Questions, corrections and complaints all go to the same place: hi@ratecheckrr.com. See also our contact page.