Terms of use

Last updated: October 12, 2026

Agreeing to these terms

By using RateCheckrr, you agree to what is on this page. If you do not agree, please do not use the site. 18300275 Canada Inc. operates the site.

You also confirm that you are the age of majority where you live and have the legal capacity to agree to these terms.

Your privacy

How we collect and use your information is covered in our Privacy Policy.

What this site is

An information site about card processing and merchant services, plus a free referral service. We are not a payment processor, a bank, a lender, a broker or an adviser. We do not process payments and we do not hold money.

Information, not advice

Everything here is general information. It is not financial, legal, tax or accounting advice, and it is not a recommendation to use any particular provider. Your situation is specific to you. Talk to a qualified professional before making a decision that matters. See our disclaimer.

The referral service

If you submit the statement review form, you are asking us to pass your details to our payment-processing partners so they can contact you. By doing that you confirm that:

• the information you give us is true and is yours to give;
• you are authorised to act for the business you are asking about; and
• you understand that one or more of our partners will contact you, and that we may be paid when you contact a partner through us, whether or not you sign up with them. See how we make money.

Anything that happens after the introduction is between you and that partner. We are not a party to whatever you agree with them, we do not supervise them, and we cannot cancel, change or enforce a contract you sign with them.

The calculators

The tools on this site produce estimates from the numbers you type in. They run in your browser, they store nothing, and they cannot see your actual statement. An estimate is not a quote, and it is not a promise of what anything will cost.

Using the site properly

You agree not to:

• submit false information, or somebody else's information without their permission;
• use the form to send spam, or to test or attack it;
• scrape, copy or republish the content without permission;
• try to break, overload or get unauthorised access to the site; or
• use the site for anything unlawful.

We may block access if you do any of these. The statement review form is rate limited and protected by a bot check.

Our content

The words, design and tools on this site belong to us. You are welcome to read them, print them and share links. You may not republish substantial parts of them as your own. Provider names and logos belong to those companies, and we use them only to identify who we are writing about.

Links to other sites

We link to sources and to providers. We do not control those sites and we are not responsible for what is on them.

No promises

We work hard to keep this site accurate, but rates, fees and rules change constantly and providers do not always publish them clearly. The site is provided as is. We do not promise that it is complete, current or error-free, or that it will always be available.

We provide the site "as is" and "as available". To the maximum extent permitted by law, we disclaim all warranties and conditions, whether express or implied, including implied warranties or conditions of merchantability or merchantable quality, fitness for a particular purpose, and non-infringement.

Limit on our liability

To the fullest extent the law allows, we are not liable for any loss arising from your use of this site, from anything you read on it, or from any dealings you have with a partners we introduced you to. That includes lost profit, lost revenue and business interruption.

Nothing here limits liability that cannot be limited by law, including for fraud. Some provinces and states do not allow certain limitations, so parts of this section may not apply to you.

Indemnity

If somebody brings a claim against us because you broke these terms or misused the site, you agree to cover the reasonable costs of dealing with it.

Changes

We may change these terms. The date at the top will change when we do. Continuing to use the site means you accept the new version.

The whole agreement

These terms, together with our Privacy Policy and any other notices on the site, make up the entire agreement between you and us about your use of RateCheckrr.

Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. The courts of Ontario have jurisdiction over any dispute about them.

If one part is invalid

If a court finds any part of these terms unenforceable, that part will be limited or removed to the minimum extent needed, and the rest of these terms will still apply.

Contact

Questions about these terms: hi@ratecheckrr.com.