Merchant services
What it costs to accept cards, explained line by line.
Card processing is one of the few costs most owners never look at closely, mostly because the paperwork is written to be hard going. These pages take it one piece at a time, in ordinary words, with no jargon left undefined.
Fees explained
Every line on your statement, in plain words.
Providers
How each company prices, bills, and cancels.
Compare
Side by side, with sources. You decide.
By industry
How card costs work in different lines of business.
Canada
Canadian rules, including the Code of Conduct.
United States
US rules, including surcharging by state.